Send Money. Finance Devices.
Trade Crypto.

LipaPocket is your all-in-one platform for cross-border remittances, eBike & device financing, crypto on/off-ramps, and P2P trading. Built for Africa.

Finance an eBike Create Free Account
KSh 245
Daily from
30+
Corridors
67
Currencies
<2min
Avg. Transfer
Huduma eBike
eBike Financing from
KSh 500 /day
24-month contract · Own your bike

Payments, Financing & Crypto — One Platform

From eBike financing to cross-border remittances, crypto trading to device credit — everything you need to grow your business and life.

NEW
eBike & Device Financing

Get an eBike from KSh 500/day. Phones & laptops too. Apply online, pay via M-Pesa, own your device.
💳
Digital Wallets

Multi-currency wallets with instant top-up, P2P transfers, and real-time balance tracking.

🌎
Cross-Border Remittance

Send money across 30+ corridors with competitive rates. Powered by Mojaloop and SWIFT.

⚡
Crypto On/Off Ramp

Buy and sell USDT, USDC, and SOL seamlessly. Convert between crypto and fiat instantly.

🤝
P2P Marketplace

Trade crypto peer-to-peer with escrow protection, dispute resolution, and verified merchants.

🔑
API Access

Integrate payments into your app with our REST API. Feature-based access control with granular permissions.

👤
KYC Verification

Tiered KYC with progressive limits. Submit documents, get verified, and unlock higher limits.

🔒
Enterprise Security

AML/CFT compliance screening, transaction monitoring, rolling reserves, and audit trails.

Huduma Credit

eBike & Device Financing

Own an electric bike, smartphone, or laptop with flexible daily payments via M-Pesa. No bank account needed. Apply online in minutes.

Huduma eBike
Electric Powered Up to 60km range 1-Year Warranty
Partial Plan
KSh 500/day
Lowest daily rate
24-month term
M-Pesa payments
Queue-based
Most Popular
Standard Plan
KSh 11,000 deposit
KSh 245/day
24-month term
M-Pesa payments
Priority allocation
Express Plan
KSh 15,000 deposit
Get bike in 24-48hrs
24-month term
M-Pesa payments
Fastest delivery
1
Apply Online

Fill the form with your details. No login required.

2
Pay Deposit via M-Pesa

Receive an STK push. Pay from your phone.

3
Get Your Device

Device allocated & delivered to you.

4
Own It!

Make daily payments. Full ownership after 24 months.

Apply for eBike Financing Check Application Status
Need help? WhatsApp us at +254 700 000 000 or call our support line

Quick Calculators

Estimate your device financing payments or check transfer fees — instant results, no sign-up needed.

Your estimated payment
KSh 0
per day
Loan Amount
KSh 169,000
Total Interest
KSh 0
Total Repayment
KSh 0
Number of Payments
0
Apply for Financing
Actual terms may vary based on your selected plan

How It Works

Send money in 3 simple steps

1
Create Account

Sign up in under a minute. Complete KYC verification to unlock higher limits.

2
Fund Your Wallet

Top up via M-Pesa, bank transfer, card, or crypto. Multiple currencies supported.

3
Send & Receive

Transfer money across borders, trade crypto P2P, or pay merchants — all from one wallet.

Popular Corridors

Competitive rates on the routes that matter most

🇺🇸 USA → 🇰🇪 Kenya 🇬🇧 UK → 🇳🇬 Nigeria 🇪🇺 EU → 🇬🇭 Ghana 🇺🇸 USA → 🇺🇬 Uganda 🇬🇧 UK → 🇰🇪 Kenya 🇨🇦 Canada → 🇳🇬 Nigeria 🇪🇺 EU → 🇹🇿 Tanzania 🇿🇦 S. Africa → 🇿🇼 Zimbabwe 🇺🇸 USA → 🇪🇹 Ethiopia 🇦🇪 UAE → 🇰🇪 Kenya 🇬🇧 UK → 🇿🇦 S. Africa 🇪🇺 EU → 🇸🇳 Senegal

Ready to Get Started?

Send money, finance an eBike, or trade crypto — all from one platform. Your account tracks everything.

Apply for Financing Create Free Account Sign In

Business? Contact us for API integration · Need a device? Apply for financing · Been scammed? Report fraud